Credit card

FICO Score

A FICO score is a credit score developed by Fair Isaac Corporation (FICO). Lenders use borrowers’ FICO scores in conjunction with other information on their credit report to determine the risk to credit and decide if they should extend credit. FICO scores consider information from five areas that determine creditworthiness: Payment history Current debt levels […]

Credit Score

A credit score is a number that shows how creditworthy you really are consumer’s creditworthiness. It can range from 300 to 850. A borrower’s credit score measures how attractive they are to potential lenders. Credit is used to calculate credit score history, including open accounts, total debt levels, repayment history, and other factors. Credit scores […]

If I missed a payment on my credit card, but I paid it off, how long do I have to wait until I can get approved when applying for a new credit card?

It is easy to use a new credit card for purchasing anything from offline to online. A credit card lets you to enjoy financial liberty and makes you more independent in your purchasing. But, what about your credit card bill payment. Are you paying your card bills timely? Do you have issues paying your credit […]

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